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es close to the couple tell us … both Kim and her NBA star hubby-to-be are telling friends, “It’s the smart thing to do."  And, by the way, they're right. 


We’re told the move isn’t one-sided.  Both Kim and Kris have tons of loot.  Kim is worth a reported $35 mil.
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As for Kris ... he's not only making $3.2 mil a year with the Nets, his family also owns a couple of burger joints in Minnesota. Kris' net worth is estimated at $8 million.


We’re told Kim’s late father, famed O.J. Simpson attorney Robert Kardashian, told her about the importance of contracts … and Kim feels h

er dad would have wanted her to take financial precautions.   


See also
Kim Kardashian -- I'm Ditching My Last Name!
Kim Kardashian's Engagement Ring -- $2 MILLION!!!